Regulatory compliance is a critical concern for credit unions. Credit unions are subject to state and federal regulations that govern the full range of their operations. In addition to the two primary credit union regulatory bodies, credit unions must be well informed about the regulations promulgated by a wide variety of other governmental organizations.
The League goes far beyond reporting on new initiatives, however, by taking a proactive role in assisting credit unions work with regulators to build a regulatory environment that will benefit and protect credit unions and their members. Anticipating regulatory change, promoting dialogue between credit unions and regulators, interpreting existing regulation, and acting as an advocate for credit unions in regulatory forums are vital services delivered by the League.
Legal and Regulatory Resources
CUNA's Regulatory Advocacy
CUNA's Regulatory Advocacy site provides access to recently finalized regulatory changes affecting credit unions. Use of this site is free to all member credit unions, however, a password and user name is required. To register, visit CUNA's registration page.
CUNA's Regulatory Comment Calls
CUNA's Regulatory Comment Call site provides access to proposed regulations affecting credit unions. The site contains a chart of proposed regulations with due dates for comment letters and links to the appropriate proposal. The site provides a summary of each proposal and questions to consider regarding the proposal.
CUNA's e-Guide to Federal Laws and Regulations
CUNA's e-Guide to Federal Laws and Regulations is an electronic compliance resource provided free of charge to affiliated credit unions as one of the many benefits of belonging to CUNA. CUNA Regulatory Affairs staff monitor regulatory changes on a daily basis, and will update the e-Guide whenever necessary to reflect the most current information available on a wide range of information on federal laws and regulations affecting credit unions. (Password protected)
NCUA's interpretation of timely regulatory issues can be found on this site.
NCUA's website where proposed rules and regulations are posted for comment.
New Hampshire Revised Statutes
New Hampshire state statutes are available online and may be searched by keyword or by index of titles.
New Hampshire Banking Department
The New Hampshire Banking Department provides guidance to the credit unions that it regulates through its website.